Nano is lightning fast and has an excellent mobile wallet. Very simple to use because there is no fee to set and no fee to pay. It is a near perfect peer to peer payment network. It has been a pretty awful investment for most of its existence.

Works as intended with no extra fluff or overpromises.

Here's a good article explaining why centralization is unlikely to happen in NANO: https://medium.com/@clemahieu/emergent-centralization-due-to...