I see your query has been here 5 hours and gotten no reply. I wouldn't be posting at all if you had something substantive. I suppose that makes this a Pity Post (sorry). FWIW, here are my thoughts on the topic as someone trying to figure out such questions myself (and I'm a tad older and greyer as well):
I see your query has been here 5 hours and gotten no reply. I wouldn't be posting at all if you had something substantive. I suppose that makes this a Pity Post (sorry). FWIW, here are my thoughts on the topic as someone trying to figure out such questions myself (and I'm a tad older and greyer as well):
http://www.novemberwest.com/blog/2011/07/02/lifestyle-busine...
Best of luck.