US credit reporting agencies use Social Security Number (SSN) as a primary identifier. Generally only US citizens and permanent residents have SSNs. Credit reporting also uses US residential address. I don't think foreigners can just start a credit reporting.
I will put aside the complexities in banking and regulation involved in "having a go at making a credit card."
US credit reporting agencies use Social Security Number (SSN) as a primary identifier. Generally only US citizens and permanent residents have SSNs. Credit reporting also uses US residential address. I don't think foreigners can just start a credit reporting.
I will put aside the complexities in banking and regulation involved in "having a go at making a credit card."